Home Contents Insurance Features and Benefits

Liberty Insurance offers two types of cover in relation to our home insurance policies; buildings insurance and contents insurance, which you can buy separately or as a package. Each cover offers a number of benefits to protect you, should the worst happen. Below is a detailed list of the benefits we offer under our home buildings and contents insurance policy. Jump to: Home emergency 24 hour helpline Home Emergency Assistance (Applies to policies that have both buildings and contents cover only) Alternative accommodation Accidental Damage Property Owners Liability Fire brigade charges Replacement locks up to €650 Pedal cycles up to €300 per bicycle All risks Title deeds cover up to €750 Visitors’ personal belongings up to €1000 Frozen foods up to €700 Public Liability Loss of heating oil up to €750 Jury service cover - €25 per day, up to €700 Money up to €500 & credit cards up to €1500 Access for repairs Fatal injury benefit - €5000 Wedding and christmas gifts Home emergency 24 hour helpline Building Contents The home emergency helpline puts you in touch with reputable tradesmen (such as a plumber or electrician) in the event of an emergency in your home. You can call us any time on 1800 209 300 More Home Emergency Assistance (Applies to policies that have both buildings and contents cover only) Building Contents We will cover the cost of the call-out, labour and materials needed for emergency repairs, for: plumbing, blocked drains and toilets, internal electrics, roof damage, external glass and locks and keys up to a maximum of €250 for each emergency. More Alternative accommodation Building Contents If you cannot live in your home because of loss or damage caused by any of the insured risks, we will pay the reasonable cost of renting similar accommodation for the period you cannot live in your home (up to 15% of the sum insured). More Accidental Damage Building Contents Accidental Damage is an optional extension to the Buildings and Contents cover which covers accidental loss or damage to Buildings and Contents subject to the terms, conditions and exclusions of the policy. Only available to owner occupied homes. More Property Owners Liability Building Contents We cover damages that you are legally liable for as the owner of the buildings (but not as occupier) for accidents which happen during the period of insurance. We will pay up to €1,300,000 for any one event. More Fire brigade charges Building Contents We will pay up to €2000 for fire brigade charges as a result of any incident insured by your policy. More Replacement locks up to €650 Building Contents We provide cover, up to €650, for the cost of replacing locks to any outside door of the home if the keys have been stolen from the home or stolen from a member of your household during an assault. More Pedal cycles up to €300 per bicycle Building Contents This extension covers pedal cycles and accessories on them up to €300 for each cycle. You have the option to increase this up to €600 by specifying the pedal cycles. More